Cost-of-Debt Calculator
See the true long-term cost of carrying a balance — total interest and the growth those dollars could earn.
Pro plan category
Credit & Debt calculators
Card payoff, balance transfers, snowball and roll-down strategies, and consolidation — for counselors, consolidation lenders and credit unions.
In one paragraph
CalcFunnel’s credit & debt category is a set of 13 embeddable calculators for credit counselors and consolidation lenders. Each one is brandable, works in English and Spanish, and can end with a lead form that saves the visitor’s inputs and results to your CRM or forwards them by webhook.
- Built for credit counselors and consolidation lenders
- Plan Pro · from $150/mo
- Languages English & Spanish
- Actions lead form, quote, share or button
05 Pay Off Debt
Credit Card Minimum Payment Calculator
See how long it takes — and how much interest you pay — making only the minimum payment.
Credit Card Payoff Calculator
See how long it takes to pay off a credit card and the payment needed to clear it by a target date.
How Much Do You Owe Calculator
Add up all your debts into one view — total balance, total payment, and blended interest rate.
Line of Credit Payoff Calculator
See how long it takes to pay off a credit line and the total interest at a fixed monthly payment.
03 Payoff Strategies
Accelerated Debt Payoff Calculator
See how adding an extra amount each month shortens your payoff and slashes the interest you pay.
Roll-Down Your Debt Calculator
Pay debts highest-rate-first (the avalanche), rolling each freed-up payment into the next to save the most interest.
Debt Snowball Calculator
Pay debts smallest-balance-first, rolling each freed-up payment into the next, to become debt-free faster.
05 Consolidate & Transfer
Balance Transfer Comparison Calculator
Compare keeping a balance on your current card against transferring it to a lower-rate card with a fee.
Balance Transfer Optimizer (Promo Rate)
Model a 0% or low intro rate that later reverts, to see if you clear the balance before the promo ends.
Consolidation Loan Investment Calculator
Consolidate to a lower payment, invest the monthly savings, and see what that difference could grow to.
Credit Card Optimizer Calculator
Find the lowest-interest way to distribute balances across your cards within their credit limits.
Personal Debt Consolidation Calculator
Compare your current debts against rolling them into a single personal consolidation loan.
Put them to work
Three steps from this page to a lead
- Choose by question. Match each calculator to the page where the question comes up — see placement ideas.
- Brand and set the action. Your colors and copy; a lead form on high-intent pages.
- Embed and route. One line of code, then send leads to your CRM by webhook.
Q.01How many Credit & Debt calculators does CalcFunnel include?
13 — grouped into 3 sections: Pay Off Debt, Payoff Strategies, Consolidate & Transfer.
Q.02Which plan includes the Credit & Debt calculators?
They unlock on the Pro plan (from $150/month, with a 14-day trial). Compare plans.
Q.03Is there a debt snowball calculator?
Yes — alongside debt roll-down, accelerated payoff, balance-transfer and credit-card payoff calculators.
Q.04Who uses credit & debt calculators?
Mostly credit counselors and consolidation lenders. They embed the calculators on the pages where their visitors ask these questions and capture the people who run the numbers as leads.
Q.05Can I brand the credit & debt calculators?
Yes. Colors, font, copy, language and number formatting are set in the customizer; paid plans remove the “Powered by” line.
Q.06Do these calculators capture leads?
Every calculator can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads land in your CRM with the calculation attached.
Q.07Where should I start in Credit & Debt?
Most customers start with the Accelerated Debt Payoff Calculator — see how adding an extra amount each month shortens your payoff and slashes the interest you pay.
Q.08Are results financial advice?
No. Results are estimates for illustration. Your page should say so, and your visitors should confirm figures with a licensed professional.
Embed your first credit calculator today
13 calculators, one embed line each. Every calculation can become a lead with the numbers attached.
- Free plan, no card
- 14-day trial on Pro & Business
- Cancel any time