Affordability Calculator
How much house can you afford — based on income, debts, and down payment.
Free plan category
Mortgage & Home Loans calculators
The core of CalcFunnel: payments with taxes, insurance and mortgage insurance, affordability, every major loan program, ARMs, refinancing and payoff strategies.
In one paragraph
CalcFunnel’s mortgage & home loans category is a set of 43 embeddable calculators for loan officers, brokers and homebuyers. Each one is brandable, works in English and Spanish, and can end with a lead form that saves the visitor’s inputs and results to your CRM or forwards them by webhook.
- Built for loan officers, brokers and homebuyers
- Plan Free · free forever
- Languages English & Spanish
- Actions lead form, quote, share or button
10 Essentials & Buying a Home
Buyer Closing Cost Estimator
A full breakdown of a buyer's closing costs and the total cash needed to close.
Closing Cost Calculator
Estimate lender fees, third-party fees and prepaids — and the total cash needed to close.
Down Payment Calculator
Set a down payment goal and see how long it takes to save for it.
Debt-to-Income Calculator
Work out your front-end and back-end DTI ratios — the numbers lenders check first.
First-Time Homebuyer Calculator
Full monthly payment and down payment needed for a first home purchase.
Home Loan Calculator
PITI estimate including taxes and insurance for a home purchase.
Mortgage Calculator
Monthly payment, interest breakdown, and amortisation for a fixed-rate mortgage.
Pre-Qualification Calculator
A quick pre-qualification estimate of the home price and loan a buyer can support.
Rent vs. Buy Calculator
Compare the true cost of renting against buying over the years you plan to stay.
05 Compare Options
ARM & Interest Only ARM vs. Fixed Rate Calculator
Compare a standard ARM, an interest-only ARM, and a fixed-rate loan side by side.
ARM vs. Fixed-Rate Mortgage Calculator
Compare an adjustable-rate mortgage against a fixed-rate loan over the full term.
15 vs 30 Year Mortgage Calculator
Compare a 15-year and a 30-year mortgage — payment, total interest and savings.
Fixed Rate vs. Interest Only Mortgage Calculator
Compare a standard fixed-rate loan against an interest-only loan — payment and total cost.
20 vs 30 Year Mortgage Calculator
Compare a 20-year and a 30-year mortgage — payment, total interest and savings.
07 Payoff & Refinance
Bi-Weekly Payment Calculator
See how much time and interest you save by paying your mortgage bi-weekly.
Biweekly Payments for an Existing Mortgage
See the time and interest you save by switching your current mortgage to bi-weekly payments.
Cash-Out Refinance Calculator
See your new payment and loan-to-value when you refinance and take cash out.
Mortgage Debt Consolidation Calculator
See your new payment and monthly savings from rolling high-interest debt into your mortgage.
Extra Payment Calculator
See how an extra monthly payment shortens your loan and cuts total interest.
Mortgage Recast Calculator
See your new lower payment after applying a lump sum and recasting the loan.
Refinance Calculator
Compare your current mortgage to a refinance offer and find your break-even.
04 Adjustable Rate (ARM)
APR Calculator for Adjustable Rate Mortgages
Estimate the true APR of an ARM, factoring in fees and the projected rate after it adjusts.
ARM Calculator
Adjustable-rate mortgage — initial payment and what it becomes after the rate adjusts.
Interest Only ARM Calculator
See the low interest-only ARM payment and the jump once the rate adjusts and principal kicks in.
Option ARM Calculator
See the low minimum payment on an option ARM and the deferred interest that grows your balance.
10 Alternative & Specialty
Balloon Mortgage Calculator
See your low monthly payment and the large balloon balance due at the end of the term.
Blended Rate Mortgage Calculator
Find the effective blended interest rate and combined payment across a first and second mortgage.
Combination Mortgage Calculator
Compare a single mortgage with PMI against a first-plus-piggyback-second combination.
Construction Loan Calculator
Interest during the build plus the permanent mortgage payment once it converts.
FHA Loan Calculator
FHA mortgage payment including upfront and annual mortgage insurance premiums (MIP).
Interest Only Mortgage Calculator
See your low interest-only payment and the higher payment once the loan starts amortizing.
Jumbo Loan Calculator
Monthly payment, loan-to-value and lifetime cost for a jumbo (non-conforming) mortgage.
Reverse Mortgage Calculator
Estimate how much a homeowner aged 62+ could access with a reverse mortgage.
USDA Loan Calculator
USDA rural housing loan payment with the upfront and annual guarantee fees.
VA Loan Calculator
VA mortgage payment with the VA funding fee — for eligible veterans and service members.
07 Mortgage Analysis
APR vs. Interest Rate Calculator
See the true APR once lender fees are included, next to the quoted note rate.
HELOC Calculator
Home equity line of credit — interest-only draw period and repayment-period payments.
Home Equity Loan Calculator
Fixed-rate second mortgage payment and how much equity you can borrow.
Mortgage Points Calculator
See whether buying discount points to lower your rate is worth the upfront cost.
Mortgage Required Income Calculator
Find the minimum annual income you need to qualify for a given mortgage.
Mortgage Tax Savings Calculator
Estimate how much you save on income tax by deducting your mortgage interest.
PMI Calculator
See your monthly private mortgage insurance and when it drops off the loan.
- Choose by question. Match each calculator to the page where the question comes up — see placement ideas.
- Brand and set the action. Your colors and copy; a lead form on high-intent pages.
- Embed and route. One line of code, then send leads to your CRM by webhook.
FAQ
Mortgage & Home Loans calculator FAQs
Still stuck? Ask the team — we reply within one business day.
Q.01How many Mortgage & Home Loans calculators does CalcFunnel include?
43 — grouped into 6 sections: Essentials & Buying a Home, Compare Options, Payoff & Refinance, Adjustable Rate (ARM), Alternative & Specialty, Mortgage Analysis.
Q.02Which plan includes the Mortgage & Home Loans calculators?
They unlock on the Free plan — free forever for up to 5 calculators on one domain. Compare plans.
Q.03Do the mortgage calculators include taxes, insurance and PMI?
Yes. Payment calculators include property tax, homeowners insurance and PMI or FHA MIP where applicable, with defaults from our US data pack that visitors can change.
Q.04Who uses mortgage & home loans calculators?
Mostly loan officers, brokers and homebuyers. They embed the calculators on the pages where their visitors ask these questions and capture the people who run the numbers as leads.
Q.05Can I brand the mortgage & home loans calculators?
Yes. Colors, font, copy, language and number formatting are set in the customizer; paid plans remove the “Powered by” line.
Q.06Do these calculators capture leads?
Every calculator can end with a lead form, a Get a Quote form, a Share panel or a button to any URL. Leads land in your CRM with the calculation attached.
Q.07Where should I start in Mortgage & Home Loans?
Most customers start with the Affordability Calculator — how much house can you afford — based on income, debts, and down payment.
Q.08Are results financial advice?
No. Results are estimates for illustration. Your page should say so, and your visitors should confirm figures with a licensed professional.
Embed your first mortgage calculator today
43 calculators, one embed line each. Every calculation can become a lead with the numbers attached.
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